Business loan eligibility checker
See how many lenders could consider your business and what they need from you.
Lenders that could consider your business
9 lenders
- Meet their published criteria
- 7 lenders
- Decide case by case
- 2 lenders
- Loan sizes they offer
- $5,000 to $1,000,000
- Trading they ask for
- 4 to 12 months
- Turnover they ask for
- $6,000 to $12,000 a month
Meeting a lender's published criteria doesn't mean you'll be approved. A business loan broker can tell you which lenders suit your business and what each would cost.
9 lenders could consider your business. Want help choosing?
Share your details and a business loan broker will get in touch to talk about how much your business could borrow, which lenders might suit it and what the loan could cost.
How this checker works
The checker matches your answers with the criteria New Zealand business lenders publish on their websites: how long you've been trading, your monthly turnover, the amount you want to borrow and who is eligible. The checker also looks at whether a loan needs 12 months of accounts in Xero or MYOB, property as security or invoices sent on terms.
The main number tells you how many lenders could consider your business, and it's made up of two groups. The first group is lenders whose published criteria your business meets. Each lender is counted once, based on the loan that suits you best. The second group is lenders that only publish a loan size, or nothing at all, and review each business case by case. They're counted if the amount you want fits their lending range.
Below the number, you'll see the loan sizes, trading history and turnover the first group of lenders asks for. Brokers aren't included, because they arrange loans with other lenders.
Meeting a lender's published criteria doesn't guarantee approval. Lenders also look at your credit history, your bank statements and how you plan to use the money. The criteria were last checked on 6 November 2026.