Loans
The main kinds of business finance in New Zealand, who each one suits and what to check before you sign.
Guides
- Business loans in New ZealandYou can get business loans in New Zealand from banks or online lenders, and each has its own pricing. Learn how they compare and what you'll need to apply.
- Unsecured business loansAn unsecured business loan doesn't need your house or equipment as security. Learn how these loans work in New Zealand, what a personal guarantee means and what they cost.
- Start-up business loansGetting a start-up business loan in New Zealand is hard because most lenders want to see a trading history. See what options are out there for new businesses, like home loans and asset finance.
- Business loans with bad creditBad credit can make it harder to get a business loan in New Zealand. Learn how lenders check your credit, which ones might still lend to you and how to improve your chances.