# Lenders

> How each lender sets its prices, what it charges and what a typical loan costs.

- [Prospa](https://smallbusinessloan.co.nz/lenders/prospa): Prospa is an online lender offering small business loans in New Zealand. Find out how much you can borrow, how its rates and fees work and what to look for before signing.
- [Bizcap](https://smallbusinessloan.co.nz/lenders/bizcap): Bizcap is an online lender offering short-term business loans in New Zealand. Find out how much you can borrow, how its factor rates work and what a loan really costs.